← All US breach laws·MS

Mississippi data breach notification law

Mississippi's data breach notification requirements under Miss. Code §75-24-29. Below: the resident-notification deadline, AG/regulator filing threshold, the encryption safe harbor, private right of action exposure, penalty schedule, and the common pitfalls that turn an avoidable incident into a regulator enforcement action.

Statute
Miss. Code §75-24-29
Enforcer
Mississippi Attorney General
AG notification
Not required
Private right of action
No (AG-only enforcement)

Notification deadlines

Notify affected residents
Without unreasonable delay
Notify the state regulator
No specific AG-notice requirement
Notify consumer reporting agencies
No specific CRA notification requirement

When is notification required?

Trigger / harm threshold
Notification required when there is reasonable likelihood that PI has been acquired AND used or will be used for fraudulent purposes
Encryption safe harbor
Yes — properly encrypted personal information is generally exempt from notification, provided the encryption key was not also compromised.

What counts as "personal information" under Mississippi law

First name/initial + last name with SSN, DL/state ID, account number/credit/debit + access code

Penalties and enforcement

Enforcement under Mississippi Consumer Protection Act — civil penalty up to $10,000 per violation
Enforced by: Mississippi Attorney General. Official regulator page →

Common pitfalls

⚠ Mississippi's standard requires both acquisition AND likely fraudulent use — a higher bar than most states

Frequently asked questions

How long do I have to notify Mississippi residents after a data breach?
Without unreasonable delay
Do I have to notify the Mississippi Attorney General?
No specific AG-notice requirement
Does Mississippi require notification to nationwide consumer reporting agencies?
No specific CRA notification requirement
Is encrypted data exempt from Mississippi's breach notification requirement?
Yes — Mississippi has an encryption safe harbor. Breaches of properly encrypted personal information generally do not trigger notification, provided the encryption key was not also compromised.
Can Mississippi residents sue me directly for a data breach?
No — Mississippi's breach statute does not provide a direct private right of action. Residents typically must rely on the AG to enforce, or pursue common-law negligence claims.
What counts as 'personal information' under Mississippi law?
First name/initial + last name with SSN, DL/state ID, account number/credit/debit + access code
What are the penalties for failing to comply with Mississippi's breach notification law?
Enforcement under Mississippi Consumer Protection Act — civil penalty up to $10,000 per violation

Related state breach laws

Michigan (MI)
Mich. Comp. Laws §§445.63
Minnesota (MN)
Minn. Stat. §§325E.61
Missouri (MO)
Mo. Rev. Stat. §407.1500
Montana (MT)
Mont. Code §§30-14-1701 to 30-14-1736

Pre-empt the Mississippi breach notice — audit your policy now

ComplianceIQ runs a free audit of your privacy policy and incident-response language against Mississippi's statutory requirements. You'll see every gap before you have to use it for real.

Run free policy audit