← Glossary·Frameworks

GLBA

Also known as: Gramm–Leach–Bliley Act · Safeguards Rule
GLBA

US law governing how financial institutions handle non-public personal information (NPI); FTC Safeguards Rule applies.

The Gramm–Leach–Bliley Act requires financial institutions to explain their information-sharing practices and to safeguard sensitive non-public personal information (NPI). The FTC Safeguards Rule (16 CFR Part 314) — amended in 2023 — sets specific technical requirements including MFA, encryption, and an incident-response plan.

Why it matters
Any non-bank financial institution (mortgage lender, fintech, auto finance, tax preparer, payday lender) is in scope. FTC enforcement has escalated sharply since the 2023 amendments.

Related terms

CCPA / CPRA
California's omnibus consumer privacy law, expanded by CPRA; enforced by the CPPA.

Does your program actually cover GLBA?

Run a free ComplianceIQ audit against GLBA and we'll surface every gap on this — and the other controls auditors flag — with the exact clause references to fix.

Free GLBA auditBack to glossary